Whoever said college would be the best time of your life didn’t lie. My college years were filled with a lot of fun experiences. There are not too many things I would change about it. Over the years, several people have suggested that I go back to school and get a Master’s Degree. Every time someone asks me that, I tell them quickly, no thanks. Some people are shocked when I tell them that, while others understand. I have my reasons why I’m not going back to school. Keep reading to find out why.

More Debt

I currently still have over $60,000 worth of student loan debt. Why on earth would I want to go back to school and make that amount higher? To me, that doesn’t make any sense. Most students that get higher level degrees have to take out more loans. There aren’t many grants or scholarships available for Graduate students. The two main options for paying for Grad school are federal Grad PLUS loans or private student loans. Neither of those options works for me. These days I’m all about eliminating my debt, so I can't start paying more for college. I’m not trying to add more to it.

Create My Own Opportunities

Many people go back to school because they are looking for a career change or they think that another degree will help them make more money. While that may work for some, I doubt that would work for me. I like to create my own opportunities. One way that I’ve done that is by networking. I’ve been able to get jobs and other opportunities by discussing my situation with my friends and family. One of the opportunities that I’m doing more is freelancing. I’ve been able to meet a lot of new people during this time. They’ve been able to recommend me to more freelance opportunities. During this time my side hustle income has been growing. I didn’t have to take out any more student loans or get another degree for this to happen either.

Not for Me Anymore

I will be the first person to let you know that college isn’t for me anymore. I’m completely fine with that. I can’t imagine having to be in a class whether it was being on campus or online again. I don’t think I have the patience anymore. As a matter of fact, I know that I don’t. Back in 2012, I attempted to go back to school. The first day back, I knew I made the wrong decision. I got out as soon as I could. Online classes wouldn’t be better. The internet is full of distractions. Instead of me doing school work, I’d probably be on Facebook, Twitter or updating my website. Don’t get me wrong, I still love to learn, but going back to college isn’t for me.

The Most Expensive Decisions Parents Make When Saving For College

Other Ways to Learn

Believe it or not, there are other ways to learn than by going back to college. Trade school is an affordable option. Many people can pay for those classes out of pocket since they are cheaper. If I ever thought about going to school, it would be a trade school.

There are other places to learn things for free. Code Academy, EdX and Open Culture are three resources that people can use. Code Academy teaches you how to code websites. In this days and age you need to know a little bit about coding. EdX offers free online courses from the world’s best universities. Harvard, Berkley, and MIT are a few of the schools that partners with them. Open Culture is a website that has courses, audio books, and eBooks. They even help you learn different languages. I have a goal to get better with my Spanish. Open Culture looks like it is the way to go.

Not Guaranteed a Better Job

The final reason that I’m not going back to school is that you’re not guaranteed a higher job if you have a Master’s degree. It’s not the 90’s anymore. Times have changed. These days it’s more about who you know than what you know. Unfortunately, I’ve known people that have a Bachelors’ and a Master’s degree, but they aren’t working in their field. I also know people that only have high school diploma’s or a bachelors that are directors or in upper level management in their company. It just depends on the person. I’d rather continue to do what I’m doing now. It’s working.

In summary, the five reasons that I’m not going back to school is because I don’t want to have more debt, I’m creating my own opportunities, it’s not for me anymore, there are other ways to learn how to do stuff and it’s not guaranteed that you will get a better job. I do understand that everyone’s situation is different. Just because I’m not going back to college, doesn’t mean that you shouldn’t. If you have a plan that works, make it happen.