Author: E. Pohland

Splash Financial Student Loan Refinancing Review

Splash Financial, based in Cleveland, Ohio, is relatively new to student loan refinancing. The financial services firm started with the goal of offering medical residents and fellows a low-cost way to pay their student loans until they became attending physicians.In March 2018, Splash Financial expanded its operations, offering refinancing for any qualified borrowers. Now, the company offers two options for student loan refinancing: for doctors and for all other student loan borrowers.How to Get a Loan Through Splash FinancialTo obtain a Splash Financial refinancing loan, you must be a U.S. citizen and must be the borrower on at least...

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How to Get Grants for College

The national student loan debt toll currently stands at over $1.5 trillion, with the average borrower from the Class of 2017 having $28,288 in student debt at graduation. Currently, over 45 million Americans have student debt.So how can students avoid this often-crippling debt? The best way is to look for alternative sources of funding – like grants.Like scholarships, grants for college are free money awards that do not need to be repaid. Many students qualify for grants of some kind, making them a great way to help reduce the need for student loans. Grants for college students range from...

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Can You Get Student Loans Without a Bank Account?

A significant number of Americans do not have a bank account, or even access to banking services. According to the Federal Deposit Insurance Corporation (FDIC), approximately seven percent of all American households were “unbanked” in 2015. This represents approximately nine million households. An additional 19.9 percent of all U.S. households (24.5 million) were underbanked, which means they have a checking or savings account, but obtained other financial services outside of the banking system. These numbers demonstrate just how many Americans are not involved in the traditional banking system. When it comes time to apply for college, this may create a...

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How Do I Qualify for Financial Aid? Eligibility Requirements, FAFSA, & More

For many students, the cost of attending college is out of reach. Tuition, room and board, and other expenses have risen exponentially in recent years to the point where most prospective and current college students need some sort of financial aid to cover the difference between what they can afford to pay for college and the cost of attending school.Qualifying for financial aid can seem like a confusing process. There are many myths about how to apply, the best way to get aid, and how you can maximize your chances of getting aid. The truth is that the process...

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How Long Does It Take to Complete the FAFSA?

The Free Application for Federal Student Aid, or FAFSA, is a critical document for any student planning to attend college. This form is used by the federal government to determine your eligibility for federal student aid, both for incoming and returning students. It is also used by many colleges and universities to make decisions about need-based financial aid. Completing the FAFSA is a necessary step for every student who will need financial aid in order to attend college, as it is the ticket to obtaining federal student loans—which are typically viewed as more beneficial than private student loans—as well...

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