Author: E. Pohland

iHelp Student Loans Review: Costs, Perks, and Drawbacks

With the cost of college continuing to rise, more students than ever find the need to take out loans to pay for their education. And once they graduate, they often need to consider student loan refinancing in order to help manage their debt. For many borrowers, the question is simply finding the right lender to meet their needs.Since 2009, iHelp has offered student loan products to borrowers. It provides a service to its borrowers by matching them to community banks. This way, borrowers can work directly with lenders right in their community when taking out student loans or refinancing...

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Consolidate Student Loans Right After Graduation: Should You Do It?

For college graduates with federal student loans, loan consolidation might seem like a great way to take control of your student loans and streamline your finances. The way it works is simple: rather than making multiple payments each month, you consolidate (or merge) your loans into a single loan. The interest rates will be averaged, so the consolidated loan will have a rate based on the rates of your current loans.Because borrowers can often choose to extend their loan term through consolidation, it might also work to reduce monthly payments. This option is available for federal student loans through...

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Granite State Student Loans Review: What to Know About This Servicer

Granite State Management and Resources (Granite State) is a company that services both federal and private student loans. Part of the New Hampshire Higher Education Assistance Foundation Network Organization, Granite State was founded in 1986.As a student loan servicer, Granite State is in charge of collecting student loan payments on behalf of the lender each month. It also serves as a customer service point of contact for borrowers, helping to resolve any payment-related questions and other issues that might arise.For borrowers with federal student loans, Granite State will offer assistance with repayment plans and help them apply for deferment...

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Can You Use Student Loans for Spring Break?

Spring break is that time of year when college students from around the country can find somewhere nice – preferably tropical – to go and celebrate being close to the end of another school year. These trips are often pricey, especially for a typical student’s budget.Of course, it does raise the question of how college students can pay for these expensive trips to places like Cancun or Fort Lauderdale. Unless their parents are footing the bill or they have saved up money from a summer job, most students cannot afford to shell out the cash for a flight and...

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Can You Use Student Loans for Studying Abroad?

Studying abroad can be a fulfilling and exciting way to learn while in college. For many students, it is a great way to complete their university experience and truly immerse themselves in their course of study.For example, foreign language students might only truly become fluent by living overseas for a semester or longer. Architecture students can pick up invaluable lessons by studying buildings designed and constructed centuries ago.Best of all, these opportunities to live and study abroad come with a bonus: college credit. While you are experiencing another culture, you will also be receiving credit for taking classes and...

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