Author: Jeanette Perez

Financial Aid for Lesbian, Gay, and Bisexual Students

Many scholarships, grants, and other types of financial aid support underserved communities. Students from minority groups, immigrants, or those who cope with a mental or physical disability are just some examples of communities that have access to certain specialized financial aid.Until recently, members of the LGBTQ community didn’t enjoy the same treatment, but this is rapidly changing across the country as more opportunities are developed to help finance students who identify as lesbian, gay, bisexual, transgender, and queer to achieve their educational goals.If you are a part of the LGBTQ community, consider applying for one of the now numerous...

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Completing the FAFSA When You Have Divorced Parents

Filling out the Free Application for Federal Student Aid, or FAFSA, is the first – and biggest – part of applying for financial aid. College costs continue to rise, and the majority of students find that they need financial aid in order to pay for school.The FAFSA offers the Department of Education and your chosen college a picture of you and your family’s financial need. The federal government sees the primary responsibility for funding your education as yours (and that of your family). If your parents are divorced, however, that can make things seem a bit more complicated. Still,...

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Paying for Off-Campus Housing With Student Loans or Financial Aid

It’s no surprise that college is expensive. Tuition costs continue to climb exponentially every year. But after tuition, the second biggest expense is room and board and other living expenses.For students who live off-campus, the costs include far more than a dorm room and a meal plan. Some students end up attending school close to home, so they can stay with their parents and cut out the housing costs completely. But staying with your folks isn’t always an option.Financial aid pays for room and board if you live in the dorms. If you live off-campus, financial aid and student...

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How Does Being a Ward of the Court Affect Your Financial Aid?

When it comes to paying for college or getting financial aid, your status as a dependent or independent student makes all the difference. In some situations, however, you are automatically classified as an independent student.Being a ward of the state as designated by a court of law, such as if you are in foster care, is one of those situations. If you are or were a ward of the state, there are key things to know before applying for financial aid.Ward of the CourtA ward of the court is a minor child for whom the court is responsible. While...

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What to Do If a Sick Child Falls Behind on Student Loans

When you’re a parent, it can be incredibly stressful when your child gets sick. You want to do everything you can to help them get better as quickly as possible, no matter how old they are. But what if your sick child is a college graduate with student loans to worry about?Even if you cannot be there in person to help them get better, you can take steps to help them keep their financial obligations in good standing. You can protect their credit rating and even their financial future.Start With a Power of AttorneyA durable power of attorney is...

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