Author: Latoya

6 Reasons You May Need A Gap Year Before College

When I was growing up, gap years weren’t as popular as they seem to be now. In fact, from the time I took the PSAT in eighth grade up until my senior year of high school, all I ever heard about was how I should go to college.I was a bright student with a high GPA so it was sort of expected that I would immediately pursue a higher education after graduating. To not do so would be like putting my life on hold and no one ever told us it was okay to take time off to figure...

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5 Things You Can Do During A Gap Year

It’s not uncommon these days to hear about kids taking a year off before going to college. Just recently it was all over the news that Malia Obama was taking a gap year before heading off to Harvard in Fall of 2017.While some may scoff at the idea of taking a year off from college, it’s not something to be taken lightly. Studies have shown that students who take gap years perform better and have a higher job satisfaction in the careers they pursue.Last week I shared six reasons you should take a year off from college. Well today, I want...

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The Most Expensive Decisions Parents Make When Saving For College

If you’re among the group of parents who are saving something for their kid’s college education — yay! You should be celebrated! Saving money for college is becoming more common these days because let’s face it, the steady increase in college tuition certainly isn’t leaving us with much of a choice.However, despite your good efforts, I’m sorry to say I’ve come here with the intentions of raining on some y'all's party. I hate to do it, but it must be done. A few of you are saving for your kid’s college education using a regular old savings account and...

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Think You Don’t Need The FAFSA? Think Again!

As much conversation there is about the increasing burden of student loan debt and rise in tuition — there isn’t enough talk about the billions of dollars that students leave on the table each year.That’s right!There’s money out there for kids to go to college, money that doesn’t have to be paid back, mind you. Student’s just aren’t filling out the FAFSA to receive it.Some students could have qualified for a Pell Grant of $5,645 during the 2013-2014. However, 47 percent of of high school graduates missed out on this free money because they simply didn’t apply for it.After...

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Should Parents Pay for Their Child’s Education?

It’s no secret that college is expensive as hell and many parents are wondering how to balance saving for retirement and paying for their kid’s college education.I’m one of those parents. My daughter is six-years-old and my son is one-years-old. I’ll be the first one to tell you that time flies and before you know it, your kid will let you know that she wants to go to college.In the case of my daughter, with her desires known, we have about 12 years to prepare as best as we can before she’ll be graduating. Once she’s decided where she...

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